Ash Welborn Insurance is a local, independent insurance agency with locations in Hoschton and Cornelia Georgia. As an independent insurance agency, we can best serve our client's personal umbrella insurance needs by shopping their coverage with all of the top-rated insurance providers to get the best coverage and rates on the market.
What that means to you is, insurance providers will compete to earn your business putting you in the driver's seat when selecting the personal umbrella insurance protection that you want and need.
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways:
Still a bit hazy on what an umbrella policy covers? Well, let’s dig into the details a bit. Umbrella insurance provides coverage for:
You’re thinking, “I have auto and homeowners insurance that covers some of these situations.” True! But, umbrella insurance insures you above and beyond the limits of those policies and covers some situations that aren’t covered by the other types of policies. And rates are less than you think!
Here are examples of the types of coverages provided by an umbrella policy and how they protect you:
Bodily Injury Liability – covers the cost of damages to another person’s body. Examples include the cost of medical bills and/or liability claims as a result of:
Property Damage Liability – covers the cost of damage or loss to another person’s tangible property. Examples include the cost associated with:
Owners of Rental Units – helps protect against liability that you may face as a landlord. Examples include the cost of liability claims as a result of:
Coverage is also provided should you be sued for: