Working Knowledge of Workers’ Compensation Insurance

The idea behind workers’ compensation is simple. It’s a no-fault insurance program. As an employer you pay for workers’ compensation insurance and in return your business is covered for work-related accidents.

Workers’ compensation insurance is required by law in almost every state. Each state’s rules and requirements vary significantly. Ash Welborn Insurance can help you handle these and other details.

Workers’ compensation coverage from the providers at Ash Welborn Insurance can help pay for doctor, medical and hospital bills. It will help make up for lost wages and cover rehab and other expenses. Ash Welborn Insurance will work with the carriers to work with you and your employee to return them to work as soon as reasonably possible; or if necessary, to other transitional work, and may include training with new skills.

If your employee can’t return to work, the coverage will pay a long-term benefit. Or, if an employee unfortunately dies due to a work related accident, the coverage will pay an insurance benefit to their family.